You can make any transaction by using the  transfer code. Dial *737# to make an authorised online transaction without any network connection or need to visit the bank.

Also: List of Access Bank USSD Code And Transfer Code

Here is the list of   codes.

List of   Codes

Options
Start *737#
Transfer (To GT Bank) *737*1*Amount*Account Number#
Transfer (Other Banks) *737*2*Amount*Account Number#
Airtime (Self) *737*Amount#
Airtime (Others) *737*Amount*Phone Number#
Check Balance *737*6*1#
BVN *565*0# or *737*6*1#
Account Opening *737*0#
Cardless Withdrawal *737*3*Amount#
Fast Track Deposit *737*48*Amount*Account Number#
Data Purchase *737*4#
Loan Balance *737*6*2#
Card Status *737*6*3#
Cheque Book Status *737*6*4#
Generate OTP *737*7#
Airtime Advance *737*8*1#
Give *737*32*Amount*Church Code#
School Fees *737*31*Amount*School Code#
Pay Merchant (Checkout) *737*35*Amount*Merchant Code#
Total Cashout *737*50*Amount*50#
StarTimes Subscription *737*37*Amount*SmartcardNo#
Swift Network Subscription *737*50*Amount*4#
Salary Advance *737*8*2#

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