You can make any transaction by using the  transfer code. Dial *945# to make an authorised online transaction without any network connection or need to visit the bank.

Also: List of Union Bank USSD Code And Transfer Code

Here is the list of   codes.

List of   Codes

Options
Start *945#
Transfer (To Wema Bank) *945*Account Number*Amount#
Transfer (Other Banks) *945*Account Number*Amount#
Airtime (Self) *945*Amount#
Airtime (Others) *945*Phone Number*Amount#
Check Balance *945*0#
BVN *565*0# or *945*4#
Activate USSD Code *945*5#
Change PIN *945*00#
Get Your Account Number *945*000#
Change Account Number *945*2*Old Account Number*New Account Number#
Account Reactivation *945*5#
Send Money To Phone *945*6*amount#
Quick Loan *945*65#
Data Purchase *945*9#
Account Restriction *945*911#
Manage Your BVN *945*4#
Cable TV Menu *945*10#
DSTV *945*11# and *945*11*smartcardNO#
GOTV *945*12# and *945*12*smartcardNO#
Electricity Bill *945*24#
Internet Service Menu *945*15#
WAEC (Result Checking) *945*70#
JAMB (Result Checking) *945*71#
Mcash *945*57# and *945*57*merchantcode*amount#
Coralpay *945*58# and *945*000*REFno#
Account Opening *945*1#

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